The BORROWER and LENDER, hereby further set forth their rights and obligations to one another under this Loan Agreement and Promissory Note and agree to be legal bound as follows:īORROWER will make payment(s) to LENDER in three (3) separate payments according to the following schedule: In determining the rights and duties of the Parties under this Loan Agreement, the entire document must be read as a whole.įOR VALUE RECEIVED, BORROWER promises to repay to the order of LENDER, the sum of $27,500.00 dollars together with interest thereon at a rate of 7 percent (%) per annum. BORROWER and LENDER shall collectively be known herein as the Parties. I endorse James wholeheartedly and I would be more than happy to supply you with more details if you need them, or any other details regarding James’ performance.THIS LOAN AGREEMENT AND PROMISSORY NOTE (the Note), is made this 1st day of July, 2010, by and among Wharton Capital, LLC (hereinafter, known as LENDER) and SANGUINE CORP, a Corporation organized under the laws of the State of Nevada (hereinafter, known as ∻ORROWER). He also becomes an ambassador for the organization to the public because of his ability to make seemingly difficult situations work in everyone’s favor. In my opinion, any organization would be truly lucky to have James as a loan officer because of his ability to do good business. He is a great judge of people and he makes solid business decisions. I never had a problem with any of the risky loans James wrote, especially when his default rate was below five percent. When James does decide to take a risk, he always backs up his decision with solid facts. James is a fair loan officer who is not afraid to make difficult decisions at critical moments. The impropriety that inspired the closure occurred in the headquarters and is not a reflection of my or James’ performance. I was the branch manager at James’ last employer before the federal government forced the branch to close. Please allow this letter to serve as my official recommendation for James Harris as a loan officer for your organization.
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